What's Great about a Recession? Deals, Deals, and more Deals

What's Great about a Recession? Deals, Deals, and more Deals
Often times, it is difficult to realize the positive opportunities in challenging times. Not everyone can agree that we are currently in a recession, but everyone can agree that there are several deals and discounts offered all around us. I am here to minimize your findings to just visiting one place for saving money in these trying times.
Traveling?
Carnival Cruise Lines offers deals for as low as $479 for seven nights from Miami to the western Caribbean.Expedia.com is giving away last-minute packages from New York to Las Vegas and a two night stay at the opulent MGM Grand Hotel and Casino for $312.Book a fare on www.Southwest.com where prices start as low as $49 for a one-way ticket with 14-day advance booking.

Homes
The decline in home values has reached $3.3 trillion and the average sales cycle is nine months, says Michelle Collins, senior vice president and director of mortgage lending for Shore Bank in Chicago. To get the best deal, she advises not to be afraid of rehabs. Many banks have construction loans that allow consumers to receive money to fix up a home.
Renters can now get more bedrooms for their buck, thanks to a nationwide decline in occupancy rates. Go to www.realestateabc.com for details.Real estate owned properties are properties that go back to the bank after a failed foreclosure auction. Try www.mortgagenewsdaily.com for listings near you.FHA loans (fha.com) along with a down payment assistance program and the $8,000 tax credit for 2009 is an incredible deal for home buying.

Cars
Need a new set of wheels?Start bargaining at $1500 to $2,000 off the sticker price. Ask for incentives, such as employee pricing (normally a 7 percent discount), inquire about demos. Go to Autofinancing101.org for the best finance rates.
Ford is offering 2.9% financing for 60 months and up to $4,000 cash back on many 2009 models.Kia motors is giving away much as $5,000 cash back on some 2008 models hence - great time to buy.Ford offers payments of up to $700 for 12 months if you’re laid off. Return to Hyundai if you lose your income and can’t resume payments after three months. *Information and prices are subject to change.

Fashion
Retailers are rolling out the red carpet to frugal fashionistas and moms getting a jump on back-to-school bargains.
Check out www.Secondcitystyle.com and Fashion Guru (thefashionguru.wordpress.com) for jewelry, totes, shoes and even spa treatments at incredible discounts.
Subscribe to www.DailyCandy.com for sample sites in major cities, or sign up for Gilt Groupe (www.gilt.com/essencemagazine.com) for steals of up to 70% percent off.